Don`t enter a pub without money / Bez peněz do hospody nelez
Obviously, the proverb “Bez peněz do hospody nelez” (Don’t enter the pub without money) means what it says literally. If I don’t have the money, I can’t go to the pub because I wouldn’t know how to pay.
In another sense however, this proverb is folk wisdom. Like most proverbs, they are nothing more than life experiences of generations of our ancestors, expressed in one simple sentence. In this case, it means: if I don’t have enough money to pay for something, I can’t buy it. And when I have to borrow, it is just for reasonable things. So the mortgage for the house? Yes. The vacation loan? No. Having a place to live is a necessity. Going on vacation is only a luxury.